As the year winds down, it's natural to reflect on the events that have shaped your life over the past months. The holiday season and open enrollment period provide the perfect opportunity to reassess whether your life insurance coverage still meets your needs. Life's twists, whether expected or unexpected, can render old policies outdated. Your priorities and responsibilities might have shifted without you even realizing it.

The Importance of An Annual Review

Reevaluating your life insurance policy annually is crucial. Here are some life changes that might prompt a reassessment:

• Welcoming a child or grandchild
• Buying a home or taking on new financial obligations
• Experiencing changes in health, income, or long-term financial goals
• Adjusting beneficiary designations or estate plans
• Getting married or divorced
• Starting a new job, receiving a promotion, or retiring

These milestones could significantly impact your coverage needs and require adjustments to your policy.

Peace of Mind

Knowing that your insurance coverage aligns with your current life circumstances offers invaluable peace of mind. Taking a proactive approach before the year ends not only ensures security but also supports your financial wellbeing.

We encourage you to schedule a quick coverage review with us. This easy and supportive process will help you feel confident that your coverage is optimized for where you are in life today.