As winter approaches, it's natural to worry about keeping your home safe and warm. A few proactive steps now can prevent stress and costly insurance claims later. Here are some practical tips to help you prepare for the colder months.
Seal Gaps Around Windows and Doors
One of the most effective ways to retain heat and lower energy bills is to seal any gaps around windows and doors. It's a classic tactic, but it works wonders in keeping the cold out.
Update Smart Thermostat Settings
New smart thermostat models can automatically adjust to reduce energy waste. Set the temperature between 68°F and 70°F while you're home for maximum efficiency.
Insulate Exposed Pipes
Prevent pipes from freezing and bursting by insulating any that are exposed, especially those in basements or exterior walls. This simple step can save you from a major headache.
Schedule a Heating System Checkup
Make sure your heating system is ready for the cold by scheduling an annual inspection. A quick check now can prevent surprise breakdowns during chilly weather.
Clean Out Gutters
Clear out leaves and debris from your gutters to prevent ice dams and water backup when the heavy snow arrives. It's a small maintenance task with big benefits.
Clear and Check Solar Panels
If you have solar panels, activate winter modes and regularly clear snow post-storm to maintain efficiency. A little upkeep helps them perform their best.
Boost Indoor Air Quality
Consider using HEPA filters for viruses and particles or MERV 13+ filters for dust and allergens in your HVAC systems or portable units to improve air quality indoors.
Document Your Home Digitally
Take a smartphone video walkthrough of your home and valuables. This digital documentation can streamline any potential insurance claims you may need to file.
Implementing even a few of these steps can make a significant difference in protecting your home during winter. Stay proactive, and remember, it's never too late to get started. If you're unsure what your homeowner's insurance covers during winter weather events, consider reviewing your policy with us. We're here to help!
